Open Enrollment for Obamacare has ended.

But you can still enroll now if you had:

  • Change of Income
  • Loss of Health Coverage
  • Married or Divorced
  • Had a Baby or Adopted a Child
  • Moved Locations
  • No Longer a Dependent
  • Open Enrollment Errors
  • Exceptional Circumstances

If none of these happened to you, consider short-term insurance
until open-enrollment re-starts in November

Over 8 Million
Have Enrolled!

The average amount paid by all Americans enrolled in Obamacare was only $82 per month after their tax subsidy. That’s a 76% discount off the cost of their insurance. Learn more.

Obamacare Essential Benefits

  1. Outpatient care, or ambulatory services
  2. Prescription drugs
  3. Emergency care
  4. Hospitalization
  5. Mental and behavioral health care
  6. Rehabilitative and habilitative care
  7. Laboratory tests
  8. Preventive and wellness services
  9. Pediatric care
  10. Newborn and maternity care

learn more


Frequently Asked Questions

March 31 has passed. Can I still enroll?

Yes, but only if you have any of the qualifying events mentioned at the top of the page (a “life event”). If you haven’t qualified for any of these events then you should consider affordable short-term insurance until the next open enrollment period begins in November. Keep in mind that some short-term plans may not be ACA compliant and therefore you may still receive a tax penalty at the end of the year.

What happens if I don't get health insurance in 2014?

You’ll be fined and you won’t be able to receive free tax credits to reduce your monthly cost until enrollment re-opens in November. In 2014 the fine will be 1% of your yearly income or $95 per person for the year, whichever is higher. The fee increases every year. In 2016 it is 2.5% of income or $695 per person, whichever is higher.  If you have children the fine will be higher as well.

What if I can't afford health insurance?

If you’re unemployed or make less than $45,960 you can get a tax credit to help you.  

How can I get tax credits to lower my costs?

There are a number of ways to qualify. Even if you exceed the minimum of $45,960 as an individual, you may be able to qualify for credits.  

What is catastrophic health coverage?

Catastrophic plans are cheaper than the bronze, silver, gold, or platinum plans, but it only covers the most basic of care in the event of an emergency. You also must be under 30 or have extreme financial hardship.  

How do I apply?

Complete the short form here to view rates and enroll online. 

Still have questions? Learn more in our news section.