To View 2015 Obamacare Plans and Rates,
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Open Enrollment for Obamacare has ended.

But you can still enroll today if you had:

  • Had a Tax Penalty for 2014
  • Change of Income
  • Loss of Health Coverage
  • Married or Divorced
  • Had a Baby or Adopted
  • Moved Locations
  • No Longer a Dependent
  • Exceptional Circumstances

If none of these happened to you, consider short-term insurance
until open-enrollment re-starts in November

Over 12 Million
Enrolled for 2015!

Obamacare enrolled millions of new Americans in its second year, breaking records and creating optimism for the future. 17 Million have been enrolled since the ACA first opened enrollment in 2013.

Obamacare Essential Benefits

  1. Outpatient care, or ambulatory services
  2. Prescription drugs
  3. Emergency care
  4. Hospitalization
  5. Mental and behavioral health care
  6. Rehabilitative and habilitative care
  7. Laboratory tests
  8. Preventive and wellness services
  9. Pediatric care
  10. Newborn and maternity care

learn more


Frequently Asked Questions

Can I still enroll in Obamacare health insurance plans now that Open Enrollment has ended?

The 2015 “Open Enrollment Period” ended on February 15 and won’t re-open until November 1, 2015. This was the period where anyone can enroll in health insurance without any restrictions. During the current period outside of Open Enrollment, you can enroll only if you have had a “life event” such as getting married, having a baby, or losing your job. See a full list of qualifications and view 2015 rates here.

What happens if I don't sign up for Obamacare?

If you don’t have insurance, you’ll be fined and you won’t be able to receive free tax subsidies to reduce your monthly cost until enrollment re-opens on November 1, 2015. For 2015 the fine is 2% of your yearly income or $325 per adult, whichever is higher, and there are additional fines if you have children. The fee increases every year. In 2016 it is 2.5% of income or $695 per adult, whichever is higher.

What if I can't afford health insurance?

If you’re unemployed or make less than $46,680 a year you can get a tax subsidy to help you. Try our calculator or give us a call. Also make sure you know all your options and read our “6 Must-Read Options to Consider Before Enrolling” 

How can I get a tax subsidy to lower my costs?

There are a number of ways to qualify. Even if you exceed the minimum of $46,680 as an individual, you may be able to qualify for credits. Learn more. 

What is short-term health insurance?

Short-term insurance are temporary health insurance plan designed for people without health insurance or can’t afford the rates of major medical coverage. Generally rates are far cheaper than Obamacare, however you can only have short-term insurance for less than 12 months and you’ll have to provide any medical conditions that may increase your rate, unlike with Obamacare. Also, since it’s not considered minimum essential coverage under the Affordable Care Act (ACA), and you’ll have to pay a tax penalty at the end of the year – about 2% of your annual salary in 2015. You can view short-term plans here. 

How do I apply for 2015 plans?

Complete the short form here to view rates and enroll online. 

Still have questions? Give us a call or read more in our news section.