Health Insurance Marketplace
Step One:

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Millions Have
Enrolled For 2018

Obamacare had a pretty good year in 2018 and the CBO predicts that about 9 million people will have insurance through the Obamacare marketplaces this year.

Obamacare Essential Benefits

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  1. Outpatient care, or ambulatory services
  2. Prescription drugs
  3. Emergency care
  4. Hospitalization
  5. Mental and behavioral health care
  6. Rehabilitative and habilitative care
  7. Laboratory tests
  8. Preventive and wellness services
  9. Pediatric care
  10. Newborn and maternity care

learn more

Frequently Asked Questions

When Is the 2019 Open Enrollment Period?

The 2019 open enrollment period to enroll in a new Obamacare/ACA health insurance plan begins on November 1, 2018 and ends on December 15, 2018, which is 45 days shorter than the open enrollment period in previous years. This means that people have less time than in past years to shop and enroll in a new plan. Unless you experience a special life event during the 2018 calendar year, you will be unable to sign up for new or change your existing health insurance plan until the next enrollment period. For complete information on deadlines go here.

What happens if I don't sign up for Obamacare?

If you don’t have health insurance at the end of the open enrollment period on December 15, 2018, you may avoid a tax unless Congress reinstates the individual mandate, which was revoked in the tax bill that it passed in December 2017. More importantly, if you don’t get Obamacare coverage during the next open enrollment period, you’ll be without the comprehensive coverage that the law affords and will have to settle for a short term health plan until the next open enrollment rolls around.

What if I can't afford health insurance?

If you make less than $48,240 year as an individual or $98,400 a year as a family of four, you can get a tax subsidy to help you pay your monthly premiums. Estimate your subsidy using our calculator or give us a call.

How can I get a tax subsidy to lower my costs?

There are a number of ways to qualify. Even if you exceed the minimum of $48,240 as an individual, you may receive deductions that would bring that amount within range to get subsidies. Calculate your subsidy by completing this form or just give us a call.

How do I apply for 2018 plans?

Complete the short form here to view rates and enroll online. 

Still have questions? Give us a call or read more in our news section.