All-new 2016 health insurance plans are now here. Enroll now or change your current plan today.

Every American must be enrolled in an Obamacare/ACA-compliant health insurance plan in 2016 or face a tax penalty of $695 per adult or 2.5% of your income, whichever is higher. Start by simply completing the form below to view all-new 2016 plans and rates.

Start here:

Millions Will
Enroll In 2016

Obamacare had a huge year in 2015 by
enrolling 12 million people and lowering the uninsured rate to record lows. Join the millions more who are expected to join in 2016.

Obamacare Essential Benefits

  1. Outpatient care, or ambulatory services
  2. Prescription drugs
  3. Emergency care
  4. Hospitalization
  5. Mental and behavioral health care
  6. Rehabilitative and habilitative care
  7. Laboratory tests
  8. Preventive and wellness services
  9. Pediatric care
  10. Newborn and maternity care

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Frequently Asked Questions

When Is the 2016 Open Enrollment Period?

The 2016 Open Enrollment period for Obamacare/ACA health insurance is November 1, 2015 to January 31, 2016. If you miss this window you cannot enroll until the Marketplace re-opens in November 2017 unless you have a special “life event” such as having a baby or losing your job. For complete information on deadlines for 2016 go here.

What happens if I don't sign up for Obamacare?

If you don’t have insurance, you’ll be fined and you won’t be able to receive free tax subsidies to reduce your monthly cost until enrollment re-opens in November 2017. For 2016 the fine is 2.5% of your yearly income or $695 per adult, whichever is higher, and there are additional fines if you have children. The fee increases every year with inflation.

What if I can't afford health insurance?

If you’re unemployed or make less than $47,080 a year you can get a tax “subsidy” to help you. This is money from the government to you to lower the cost of your insurance every month. Estimate your subsidy using our calculator or give us a call. 

How can I get a tax subsidy to lower my costs?

There are a number of ways to qualify. Even if you exceed the minimum of $47,080 as an individual, you may be able to qualify for credits. Calculate your subsidy by completing this form or just give us a call. 

How do I apply for 2016 plans?

Complete the short form here to view rates and enroll online. 

Still have questions? Give us a call or read more in our news section.