Health Insurance Marketplace
Step One:

Open Enrollment for Obamacare has ended.
But you can still enroll now if you had:

Change of Income

Had a Baby or Adopted

Loss of Health Coverage

Married or Divorced

No Longer a Dependent

Moved Locations

Became a US Citizen

Exceptional Circumstances

View rates and enroll >>
If none of these happened to you, consider
short-term insurance
until open-enrollment re-starts in November

Millions Have
Enrolled For 2016

Obamacare had a huge year in 2015 by
enrolling 12 million people and lowering the uninsured rate to record lows. For 2016, over 11.3 million have already joined in. Have you?

Obamacare Essential Benefits

  1. Outpatient care, or ambulatory services
  2. Prescription drugs
  3. Emergency care
  4. Hospitalization
  5. Mental and behavioral health care
  6. Rehabilitative and habilitative care
  7. Laboratory tests
  8. Preventive and wellness services
  9. Pediatric care
  10. Newborn and maternity care

learn more

Frequently Asked Questions

When Is the 2016 Open Enrollment Period?

The 2016 Open Enrollment period for Obamacare/ACA health insurance is November 1, 2015 to January 31, 2016. If you miss this window you cannot enroll until the Marketplace re-opens in November 2017 unless you have a special “life event” such as having a baby or losing your job. For complete information on deadlines for 2016 go here.

What happens if I don't sign up for Obamacare?

If you don’t have insurance, you’ll be fined and you won’t be able to receive free tax subsidies to reduce your monthly cost until enrollment re-opens in November 2017. For 2016 the fine is 2.5% of your yearly income or $695 per adult, whichever is higher, and there are additional fines if you have children. The fee increases every year with inflation.

What if I can't afford health insurance?

If you’re unemployed or make less than $47,080 a year you can get a tax “subsidy” to help you. This is money from the government to you to lower the cost of your insurance every month. Estimate your subsidy using our calculator or give us a call. 

How can I get a tax subsidy to lower my costs?

There are a number of ways to qualify. Even if you exceed the minimum of $47,080 as an individual, you may be able to qualify for credits. Calculate your subsidy by completing this form or just give us a call. 

How do I apply for 2016 plans?

Complete the short form here to view rates and enroll online. 

Still have questions? Give us a call or read more in our news section.